Long Term Care Insurance ProsLong-Term care Insurance Specialist - Dane Petchul

Dane A. Petchul

CLTC , LTCP

Long-Term Care Financing & Planning is What we Do!

 

Ask

 

 

 

 

left quote…LTCi is like disability insurance for your retirement right quote

 

 

 

 

left quote There are four kinds of people in the world:

Those who have been caregivers,
Those who currently are caregivers,
Those who will be caregivers and

Those who need caregivers.right quote


Roslynn Carter

 

 

 

 

left quote Never put off to tomorrow what you can do today. right quote

Thomas Jefferson

 

 

 

left quote Long-term care insurance protects retirement savings and lifestyle.

It preserves personal freedom to choose where and how care is received.

It allows loved ones and family members to care about you…not care for you. right quote

 

 

 

 

Long Term Care Insurance Quote

 

 

 

 

left quote If you fail to plan, you plan to fail. right quote

Origin Unknown

 

 

 

 

left quote The bulk of caregiving is performed by women, and two-thirds of the caregivers are employed full or part-time. right quote

Challenged to Care: Informal Caregivers in a Changing Health System, Health Affairs, July/August 2002

 

 

 

left quote It is thrifty to prepare today for the wants of

tomorrow right quote

The Ant and the Grasshopper

 

 

 

left quote If you don’t own a long-term-care insurance policy—or if you rejected the idea before-you should seriously consider getting one now right quote

Kiplinger’ Personal Finance, May 2006

 

 

 

 

 

 

 

 

left quote  Many receive advice, few profit by it.right quote

Publilius Syrus

 

 

 

left quote There are four kinds of people in the world:

Those who have been caregivers,
Those who currently are caregivers,
Those who will be caregivers and

Those who need caregivers.right quote


Roslynn Carter

 

 

 

left quote I was convinced that I should not buy Long-Term care insurance until I was in my 60’s. Long Term Care Insurance Pros showed me that I would actually pay less if I started at age 50.” It was easy, only an application, a phone interview and I was approved. right quote


Daniel F.

 

 

 

 

Long Term Care Insurance Quote

 

 

 

 

left quote Long-term care insurance protects retirement savings and lifestyle. It preserves personal freedom to choose where and how care is received. It allows loved ones and family members to care about you…not care for you. right quote

 

 

 

 

left quote Old Age is like everything else. To make a success of it, you’ve got to start young. right quote


Theodore Roosevelt

 

 

 

 

left quote…LTCi is like disability insurance for your retirement right quote

 

 

 

 

refer a friend

 

 

 

 

left quote The only money that will be there when you get there is money you put in place now right quote


Ronald Reagan

 

 

 

 

The tangible benefit of long-term care insurance
is the money it provides to pay costs.
Money to pay for care—protecting the nest egg.

The intangible benefits of long-term care insurance
include choice of how and where care is received.
Removal of peoples’ tendency to delay care.
Avoidance of being forced into institutional care setting.

Most important, it allows loved ones and family
Members to care about you…not for you.

 

 

 

 

left quote You may delay, but TIME WILL NOT. right quote


Benjamin Franklin

 

 

 

left quote Long-term care is not an individual matter. It’s a family matter. Whether it’s a spouse, a partner, a child…a sister or brother… or even a mom or dad…others get involved…others are affected. right quote

 

 

 

Free Ebook

 

 

 

 

left quote I was convinced that I should not buy Long-Term care insurance until I was in my 60’s. Long Term Care Insurance Prosshowed me that I would actually pay less if I started at age 50.” It was easy, only an application, a phone interview and I was approved. right quote


Daniel F.

 

 

 

 

left quote The time to repair the roof is when the sun is shining. right quote

John F. Kennedy

 

 

 

 

left quoteThe first step is to consider the purchase of long-term care insurance...Since these polices come with "concierge" services to find appropriate caregivers, this is a must-do for women who are alone...The time to buy is in your late 50s or early 60s, when costs are lower and you're healthy enough to qualify.right quote

Terry Savage Author, “The Savage Number” Nationally syndicated financial columnist

March, 2008

 

 

 

 

left quote If you don’t own a long-term-care insurance policy—or if you rejected the idea before-you should seriously consider getting one now right quote

Kiplinger’ Personal Finance, May 2006

 

 

 

left quote LongTermCareInsuranceProsdid not sell me insurance, he solved a major problem with my retirement plan.right quote

Richard G.

 

 

 

 

Ask

 

 

 

left quote It is thrifty to prepare today for the wants of

tomorrow right quote

The Ant and the Grasshopper

 

 

 

 

Percentage of LT Insurance Applicants
Who Qualify For Good Health discounts

Age of applicant Average Who qualify
40-49 53.7%
50-59 44.2%
60-69 31.9%
70-79 18.8%

Source: American Association for Long-Term Care
insurance report, Feb, 2006

 

 

 

 

left quote If you fail to plan, you plan to fail. right quote

Origin Unknown

 

 

 

 

Free Ebook

 

 

 

 

left quote I was convinced that I had enough money to self-insure, but saw the advantage of leveraging my money with Long-Term care insurance. Long-Term care insurance protects what I have worked so hard to earn. right quote

Steve M.

 

 

 

 

left quote…LTCi is like disability

insurance for your retirement right quote

 

 

 

 

left quote Long-term care insurance costs less over time, buying now than buying equivalent coverage in the future. The 20 year total cost of buying now is less than the 19 year total cost of buying next year, or the 18 year cost of the next year, and so on. right quote

 

 

 

left quote Take time to deliberate, but when the time for ACTION arrives, stop thinking and go in. right quote

Andrew Jackson

 

 

 

 

Long Term Care Insurance Quote

 

Toll Free 877-GO-4-LTCi

877-464-5824 949-854-3001(CA)

Consumer Library Resources:

 

The Next Step Workbook

The Next Step Workbook provides background and information and

helps you plan ahead for long-term care insurance. It is a great LTC planning tool.

 

 

 

 

Shoppers Guide to Long-Term Care Insurance

 

 

 

The NAIC (National Association of Insurance Commissioners) is the organization of state insurance regulaors for all 50 of the United States, Washington DC. and five US territories. The NAIC Shoppers Guide helps you understand long-term care and the insurance options that can help you pay for long-term care services. The decision to buy long-term care insurance is a very important one.

 

 

Medicare & You 2012

From the Centers for Medicare & Medicaid Services- this is the official government handbook with important information about the following:

  • What's new
  • Medicare costs
  • What Medicare covers
  • Health and prescription drug plans
  • Your Medicare rights
  • Health information technology

 

Some Facts About Social Security

 

 

Solving The Long-Term Care PuzzleThe book addresses what LTC insurance is, where it is provided, as well as the real Long Term costs and who pays for it.

 

 

 

 

 

 

Request A Personalized Quote: Click Here

 

Long-Term Care Financing and Planning is What We Do!